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Millions of dollars in aid is headed to mortgage borrowers here in Massachusetts.

It's part of a state federal agreement that Massachusetts Attorney General Marth Coakley has now signed over unlawful foreclosures and loan servicing.

The question is: who's the money for and what does this all really mean?

To break down the legal talk, John McGeough and Anthony Lamacchia from McGeough Lamacchia Realty joined us.