The typical credit score of an individual in the state of Michigan is 640, well below the national average. This kind of credit level can keep you from getting the best interest rates and borrowing deals.
What to do?
"For one thing", says Attorney Michael Jaafar, "find out what your credit score is."
"Pull your score. Dispute inaccurate information and write a letter to credit agencies," says Jaafar.
A free and reliable source to obtain your credit score: www.annualcreditreport.com
You can also download a request form to obtain your credit. It is your right to do so: http://www.ftc.gov/bcp/edu/resources/forms/requestformfinal.pdf
Play the video to get more insight from Jaafar in an interview with Fox 2's Murray Feldman.
More about Jaafar and his services: http://www.jaafarandmahdi.com/